Horse Insurance
Insurance for horses, riders and trailers
Buying horse insurance online can save you both money and time, with instant quotes and cover readily available from specialist horse insurance providers. Aside from medical insurance for horses, other equine policies provide separate horse box / trailer and rider personal accident cover.
Horse insurance offers financial protection for many unforeseen events related to owning a horse, including in the unfortunate event that your horse becomes ill or dies as the result of an accident or illness. Whilst the emotional aspects can't be lessened, horse insurance policies can at least offer peace of mind regarding your ability to cover the financial costs of unexpected circumstances - such as paying for vet's bills, the replacement of a damaged horse trailer, a public liability claim or stolen saddlery or tack.
Horse insurance quotes and instant cover
E&L Insurance - save 5% online
Established over 70 years ago, E&L offers a number of horse-related insurance policies. Their site includes full details of premiums and cover for each of their equine insurance policies.
You can apply for instant cover online. In each case, applying online will save you 5% compared to their standard rates, which apply if you buy over the phone or by post. E&L's horse / equine insurance policies include:
| - Horse insurance |
- Mature horse insurance |
| - Rider-only insurance |
- Trailer / horse box only insurance |

There's also an extra 5% discount if you insure more than one horse.
Pet Plan Equine
Pet Plan Equine / horse insurance is offered by a division of Allianz Cornhill Insurance plc, which is one of the UK's largest general insurers. They currently insure over 750,000 animals including cats, dogs and horses, making them the world's biggest provider of animal health insurance. Backed by over 15 years experience in providing horse insurance, Pet Plan Equine offers three specialist horse-related policies via their website, which offers instant equine insurance quotes and cover.
- Horse insurance: for horses from 30 days to 16 years old.
- Veteran horses plan: for horses and ponies aged from 17 to 29.
- Rider insurance plan: for riders aged 5-75 who do not own a horse or have one on loan.
Features of their horse insurance products include cover for all types of horse, regardless of level of ability, plus optional vet fees and personal accident cover.